Jeff's Blog


Get Out of Debt and Move Toward Home Ownership

According to CNNMoney, the average American has $10,700 in credit card debt, and a total of $59,000 in household debt.

Home ownership is a great way to provide stability for your family and long-term wealth as well, but getting your credit under control first is a must.

To work on improving your credit and diminishing your debt, you need to take a serious look at your finances. Are you spending more money than you're earning? If so, you need to establish a budget with the necessities first, and paying off debt with what's left over.

It's a challenge to stick to a budget, but with a goal of home ownership, you can persevere through.

For more advice on how to tackle your debt, check out this article from

Jeff Mateja is the CEO/REALTOR at Universal Properties at Keller Williams Realty in Portland, Maine, and founder of, a blog about everything Portland, Maine, and beyond. Jeff also offers two premier home search tools for Buyers via and If you would like further information on any blog topics, please e-mail Jeff Mateja.

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Comment balloon 1 commentJeff Mateja • February 13 2012 09:13AM


Great post and you are right it really is all about making a budget and sticking to it credit is something we all need. Thanks for sharing this information.

Posted by Pat Champion, Call the "CHAMPION" for all your real estate needs (Coldwell Banker Camelot Realty) almost 7 years ago