Jeff's Blog


Get Out of Debt and Move Toward Home Ownership

According to CNNMoney, the average American has $10,700 in credit card debt, and a total of $59,000 in household debt.

Home ownership is a great way to provide stability for your family and long-term wealth as well, but getting your credit under control first is a must.

To work on improving your credit and diminishing your debt, you need to take a serious look at your finances. Are you spending more money than you're earning? If so, you need to establish a budget with the necessities first, and paying off debt with what's left over.

It's a challenge to stick to a budget, but with a goal of home ownership, you can persevere through.

For more advice on how to tackle your debt, check out this article from

Jeff Mateja is the CEO/REALTOR at Universal Properties at Keller Williams Realty in Portland, Maine, and founder of, a blog about everything Portland, Maine, and beyond. Jeff also offers two premier home search tools for Buyers via and If you would like further information on any blog topics, please e-mail Jeff Mateja.

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Comment balloon 1 commentJeff Mateja • February 13 2012 09:13AM
Get Out of Debt and Move Toward Home Ownership
According to CNNMoney, the average American has $10, 700 in credit card debt, and a total of $59, 000 in household debt. Home ownership is a great way to provide stability for your family and long-term wealth as well, but getting your… more
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